Question 1

What life events let me sign up for health insurance outside of open enrollment?

Accepted Answer

Major life changes like losing coverage, getting married, having a baby, or moving let you sign up within 60 days of the event - even outside open enrollment.

Question 2

What do I do if my income changes during the year?

Accepted Answer

Report income changes quickly - within 10 days for Medical Assistance or 30 days for MinnesotaCare. This helps you avoid coverage gaps or owing money back.

Question 3

How do I add coverage for a newborn, adopted child, or foster child?

Accepted Answer

You have 60 days to add coverage for newborns and adopted children. Coverage can be backdated to the birth or adoption date. Former foster youth get Medical Assistance until age 26.

Question 4

How do marriage, divorce, or separation affect my MNsure coverage?

Accepted Answer

Getting married or divorced gives you 60 days to change your health coverage. Report the change within 30 days and bring your marriage certificate or divorce decree.